Showing posts with label Budget Planning. Show all posts
Showing posts with label Budget Planning. Show all posts

Wednesday, May 29, 2013

Introducing The Williams-Sonoma Visa Signature Card With All Its Bells & Whistles!

I have been very careful when researching the possibility of adding a new line of credit or credit card into our home. Our family needs to be sure that the credit card being offered is a good fit for us, as well as for our finances. Recently I have come across the Williams-Sonoma Signature Card and am impressed by not only the easy terms, but the great benefits that comes along with being a card holder.




The first benefit that caught my eye was the "Free Online Shipping For One Year", this would be huge savings for our family. Within the last year I have been purchasing a lot of our items online and the deciding factors on many of these purchases was the shipping cost. Having free shipping for a whole year could save hundreds, if not thousands depending on how much of your household purchases are made online.

After your first purchase with your Williams-Sonoma Signature Card, they will award you 2500 bonus points. These bonus points can be redeemed for gift cards, which could make for a nice way to save up for Christmas. This something that I do with most of the gift cards or reward points I earn from various places, it goes into our specified Christmas Fund. William-Sonoma's reward program is not unattainable either, which is very refreshing, that 2500 bonus points equals a $25.00 gift card. Simple as that. You are able to quickly obtain more reward points, just go here to learn more on how to do so. This card has no annual fee that saves you even more money.



If you are a soon to be blushing bride, William-Sonoma is catering to you! All purchases on items registered on your Bridal Registry will earn you extra reward points. What a way to celebrate your new beginning! 

Is your interest in this signature credit card just a little piqued? Then check out even more details by heading over to the Williams-Sonoma Visa Signature Credit Card webpage. Let me know what you think. I am beginning to firmly believe that this just might be a perfect fit for our family and our needs.

Saturday, January 26, 2013

Get Your Maximum Refund File Online For Free With H&R Block


H&R Block at Home. File Online for Free. Maximum Refund in Maximum Time.


Tuesday, January 22, 2013

*Free* No Obligation Tax Consultation~ Begin Getting The Help You Need

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"To get started and receive proven tax help that brings timely results please submit our no obligation form for a free consultation."

High Value Rachael Ray's Nutrish just 6 Coupon For Dogs


Fill out the form below to get a $3 off coupon for Rachael Ray Nutrish just 6 food for dogs. 

Thanks to Let's Start Saving Now for sharing this money saver!

Friday, January 18, 2013

2013 Challenge: Operation Organization Overview


This year I am putting a full-force effort into organizing every aspect of our lives. I plan on including small household task to a complete overhaul of our finances. I debated on sharing to much, but thought the more I shared the more motivation I would have to completing my challenge.

What I have learned in the beginning stages of this challenge is that I can not do it alone. I have realized that many of the resources that I need can be found online, as well as from word of mouth. As I come across these resources I hope to share and explain how I personally use them.

This challenge is by no means an easy undertaking. With seven children, homeschooling, and all the rest that goes on in normal daily life-it will prove difficult. As a family, we are a mess and need to somehow succeed in the challenge I set before me.

My husband just started a new job, after only being hired on as a temp. And before that we dealt with unemployment. While, I am now relieved that he has been hired on full time, it took 4 months of worry to get us there. Finances suffered severely during this time, we were not even making it paycheck to paycheck. 

During this time we decided to open three, yes three online businesses. You might wonder why in the world we would do such a thing, well we only wanted to sell a few things on Ebay and the like. What happened was we sold to much and had to file for a business license. So, now I am stuck running all three by myself, because my husband has gone back to work.

I also had my own blog and this one {which originally was my husband's until I took it over}, so I looked into reviewing products to try and get some things we couldn't afford for the kids. With this new addition-I never realized how much work was involved. Let me say running a blog {let alone multiple} is hard work, but I enjoy it. That is one reason why I keep doing it.

I am sure that this story is not a new one, and many people are facing the same if not worse. I want 2013 to be our new start, our turning point into finally being able to enjoy our lives, get rid of the major worries.

My husband puts in long, long hours every week. I want to at least contribute the same, I run everything at home but it is chaos at this point. The chaos is what I need to get under control. I wish it were as simple as put the kids in daycare and find employment, but it would be insane to do that with the prices that we would have to pay-out. Economically it is smarter if I stay home and figure out a way to stop the chaos, so that we can start getting ahead.

I hope that through my own journey, you will be able to find things that might be of help. I am always open to ideas, tips, tricks, or anything at all that might help and encourage me/others to tackle this challenge.


Tuesday, January 15, 2013

Be Sure To Grab These 10 Money Saving Glade Coupons

$4.00 off any Glade Oil Diffuser Starter Kit
  $2.00 Off Any Glade Expressions Starter Kit 
$2.00 Off Any Glade Sense & Spray Starter Kit 
$1.00 Off TWO Glade Carpet & Room Odor Eliminator 

 $1.00 Off Glade PlugIns Scented Oil Warmer 
$2.00 Off Glade PlugIns Scented Oil Refill 
$1.50 Off Any TWO Glade 4-oz. Jar Candles 

$1.00 Off Glade Decor Scents Holder Or 2 Refills 
$1.00 Off Any TWO Glade Sense & Spray Refills 
$1.00 Off Any TWO Glade Automatic Spray Refill 


 These newly released coupons usually go fairly quickly, so if you want it print it now. Remember, this coupon can be stacked with a store coupon for even more savings! 


The best thing about having a coupon means you can usually get the item for cheap or possibly even FREE! You can usually print 2 times per computer. Just hit your back button after you print the first one. Doubling your coupons = Doubling your savings! 


 Don't forget that you can register for Free Coupon Alerts. Then you can have all new coupons delivered to your inbox. This is an easy way to keep one step ahead on your savings.


2 *NEW* Coupons For Wonka Or Crunch Candy & Card Kits

$1.75 off 2 Wonka or Crunch Candy & Card Kits
$1.75 Off {2} Wonka Or Crunch Candy & Card Kits


$0.75 off 1 Wonka or Crunch candy & card kit 
$0.75 Off {1} Wonka Or Crunch Candy & Card Kit



These newly released coupons usually go fairly quickly, so if you want it print it now. Remember, this coupon can be stacked with a store coupon for even more savings! The best thing about having a coupon means you can usually get the item for cheap or possibly even FREE!


You can usually print 2 times per computer. Just hit your back button after you print the first one. Doubling your coupons = Doubling your savings!

Don't forget that you can register for Free Coupon Alerts. Then you can have all new coupons delivered to your inbox. This is an easy way to keep one step ahead on your savings.



*NEW* $1.50 Off Any Gas-X Item {18ct Or Larger}

$1.50 off any Gas-X item 18ct or larger




These newly released coupons usually go fairly quickly, so if you want it print it now. Remember, this coupon can be stacked with a store coupon for even more savings! The best thing about having a coupon means you can usually get the item for cheap or possibly even FREE!


You can usually print 2 times per computer. Just hit your back button after you print the first one. Doubling your coupons = Doubling your savings!

Don't forget that you can register for Free Coupon Alerts. Then you can have all new coupons delivered to your inbox. This is an easy way to keep one step ahead on your savings.


*NEW* $1.50 Off Any Ex-Lax Item {24ct Or Larger}

$1.50 off any ex-lax item 24ct or larger



These newly released coupons usually go fairly quickly, so if you want it print it now. Remember, this coupon can be stacked with a store coupon for even more savings! The best thing about having a coupon means you can usually get the item for cheap or possibly even FREE!


You can usually print 2 times per computer. Just hit your back button after you print the first one. Doubling your coupons = Doubling your savings!

Don't forget that you can register for Free Coupon Alerts. Then you can have all new coupons delivered to your inbox. This is an easy way to keep one step ahead on your savings.

*NEW* $2.00 Off {2} Packages Of U By KOTEX Tampons

$2.00 off TWO (2) packages of U by KOTEX Tampons



These newly released coupons usually go fairly quickly, so if you want it print it now. Remember, this coupon can be stacked with a store coupon for even more savings! The best thing about having a coupon means you can usually get the item for cheap or possibly even FREE!


You can usually print 2 times per computer. Just hit your back button after you print the first one. Doubling your coupons = Doubling your savings!

Don't forget that you can register for Free Coupon Alerts. Then you can have all new coupons delivered to your inbox. This is an easy way to keep one step ahead on your savings.

*NEW* $2.00 Off {2} KOTEX Natural Balance Products

$2.00 off TWO (2) KOTEX Natural Balance Products



These newly released coupons usually go fairly quickly, so if you want it print it now. Remember, this coupon can be stacked with a store coupon for even more savings! The best thing about having a coupon means you can usually get the item for cheap or possibly even FREE!


You can usually print 2 times per computer. Just hit your back button after you print the first one. Doubling your coupons = Doubling your savings!

Don't forget that you can register for Free Coupon Alerts. Then you can have all new coupons delivered to your inbox. This is an easy way to keep one step ahead on your savings.



LivingSocial: Fantastic Site To Find Low Cost Activities In Your Area




LivingSocial is the local marketplace to buy and share the best things to do in your city. With unique and diverse offerings each day, we inspire members to discover everything from weekend excursions to one-of-a kind events and experiences to exclusive gourmet dinners to family aquarium outings and more.

You can easily register for free by using your Facebook account, one simple click. Or you can fill in your details, if you would rather.

I am closest to Saint Paul/Minneapolis, and this is one of my absolute favorite deals offered:


Minnesota History Center 
Ticket to the Then Now Wow exhibit {Enjoy Hands-On Activities}
$5.00/Adults {Normally $11}
$3.00/Children {Normally $6}

Climb through a grain elevator, ride a Twin Cities streetcar, or descend underground into an iron mine to drill for ore.


Most of the deals on LivingSocial are significantly discounted, whether it be travel, home products, services, or activities. They are offered for very short periods of time, so when you see a deal you like-grab it.

I try and visit the site weekly to see if I can find low cost entertainment for our family, like the one above. Registration is free of cost, sign up and take a look around to see what deals lie ahead of you.

*NEW* $2.00 Off Any Glade Expressions Starter Kit

$2.00 off any Glade Expressions Starter Kit



These newly released coupons usually go fairly quickly, so if you want it print it now. Remember, this coupon can be stacked with a store coupon for even more savings! The best thing about having a coupon means you can usually get the item for cheap or possibly even FREE!


You can usually print 2 times per computer. Just hit your back button after you print the first one. Doubling your coupons = Doubling your savings!

Don't forget that you can register for Free Coupon Alerts. Then you can have all new coupons delivered to your inbox. This is an easy way to keep one step ahead on your savings.

*NEW* $4.00 Off Any Glade Oil Diffuser Starter Kit

$4.00 off any Glade Oil Diffuser Starter Kit



These newly released coupons usually go fairly quickly, so if you want it print it now. Remember, this coupon can be stacked with a store coupon for even more savings! The best thing about having a coupon means you can usually get the item for cheap or possibly even FREE!


You can usually print 2 times per computer. Just hit your back button after you print the first one. Doubling your coupons = Doubling your savings!

Don't forget that you can register for Free Coupon Alerts. Then you can have all new coupons delivered to your inbox. This is an easy way to keep one step ahead on your savings.

SavingStar: The Breakdown Of How It Works & What It CAN Do For You!

I know that I have mentioned SavingStar more than a few times. If, you have not signed up for it or have forgotten to sign-in for a while, I highly suggest that you do. {See towards bottom of the post for my personal examples}

This is an easy, convenient  time-saving, and money saving program. Did I mention it is totally FREE to register?! Let me just say this first before I explain how you can use SavingStar- Could you use extra cash in your paypal, personal checking/savings account, or even an Amazon Gift card? Then go get signed up!

SavingStar is extremely easy to get set up, all you have to do is link your stores loyalty card to your account. Then choose how you would like your money to be returned to you. Yes, it is that simple.



I usually go and sign-in at least once a week, just to check and see if there are any new coupons or deals to add to my loyalty cards. If there is, I simply click "activate" and it is instantly added to my all my loyalty cards that I registered. You can have as few or as many that loyalty cards you want connected to your account, as long as they are compatible with SavingsStar.

There is no easier program that I have come across, it takes only a few seconds to load the cards. I never have to worry about forgetting coupons at home. And yes, you can still use coupons at the store for the same items. SavingStar takes the savings that you "activated" and puts them into your SavingStar account. I encourage you to use both the printed coupons at the store, and be confident in knowing that you have saved even more by using your loyalty card.

For example: I have used a Pillsbury coupon that I clipped from the Sunday paper. By using my stores loyalty card I also got the sale price that my store had for card holders. BUT I also got the amount that had been "activated" in my SavingsStar account. How great is that!


Monday, January 14, 2013

*NEW* $1.00 Off {1} Package Of Angel Soft Bath Tissue

$1.00 off one package of Angel Soft Bath Tissue



These newly released coupons usually go fairly quickly, so if you want it print it now. Remember, this coupon can be stacked with a store coupon for even more savings! The best thing about having a coupon means you can usually get the item for cheap or possibly even FREE!


You can usually print 2 times per computer. Just hit your back button after you print the first one. Doubling your coupons = Doubling your savings!

Don't forget that you can register for Free Coupon Alerts. Then you can have all new coupons delivered to your inbox. This is an easy way to keep one step ahead on your savings.



*NEW* $2.00 Off Any Simple Product

$2.00 off any Simple product



These newly released coupons usually go fairly quickly, so if you want it print it now. Remember, this coupon can be stacked with a store coupon for even more savings! The best thing about having a coupon means you can usually get the item for cheap or possibly even FREE!


You can usually print 2 times per computer. Just hit your back button after you print the first one. Doubling your coupons = Doubling your savings!

Don't forget that you can register for Free Coupon Alerts. Then you can have all new coupons delivered to your inbox. This is an easy way to keep one step ahead on your savings.

Check out the New Nissan Pathfinder~Get The Latest Updates




Are you in the market for a new vehicle in 2013. Check out the New Nissan Pathfinder, register for emails to get info on the latest updates, photos and news.
 The 2013 Pathfinder is roughly 4.5 inches wider and about that much longer than the previous Pathfinder, the new one is some 500 pounds lighter, which means less power and, in turn, less fuel.

Spending less money on fuel is a huge selling point for our family, well for me anyway. 

Check out all that space! I can easily fill that up with groceries from just one of my monthly trips. Instead of trying to crush items to fit in our car that we have now. I could probably even take a couple of the kids, if they even had the notion of joining me.
{Photo Credit}



*NEW* $3.00 Off Bag Of Purina Pro Plan Brand Dog Food

$3.00 off bag of Purina Pro Plan brand Dog Food




These newly released coupons usually go fairly quickly, so if you want it print it now. Remember, this coupon can be stacked with a store coupon for even more savings! The best thing about having a coupon means you can usually get the item for cheap or possibly even FREE!


You can usually print 2 times per computer. Just hit your back button after you print the first one. Doubling your coupons = Doubling your savings!


Don't forget that you can register for Free Coupon Alerts. Then you can have all new coupons delivered to your inbox. This is an easy way to keep one step ahead on your savings.

*NEW* $3.00 Off {1} Purina Pro Plan Brand Cat Food

$3.00 off one Purina Pro Plan brand Cat Food


These newly released coupons usually go fairly quickly, so if you want it print it now. Remember, this coupon can be stacked with a store coupon for even more savings! The best thing about having a coupon means you can usually get the item for cheap or possibly even FREE!


You can usually print 2 times per computer. Just hit your back button after you print the first one. Doubling your coupons = Doubling your savings!

Don't forget that you can register for Free Coupon Alerts. Then you can have all new coupons delivered to your inbox. This is an easy way to keep one step ahead on your savings.